Lotuslotuslabs.net
SignupPre-depositLive strategies

High yields on
high-quality collateral

Meet Lotus. Risk priced across the full spectrum, capital working the whole way down. Pre-deposits open before launch with a capped incentive program. Sign up to be first in line.

Pre-deposits open in
--Days
--Hours
--Minutes
--Seconds

Whitelist window opens Oct 5 · Public Oct 15

Reserve your spotFree · No gas
Email

We email the window dates and full terms, signups first.

WalletOptional · locks first access
How much do you plan to commit?Optional · not binding

By reserving you agree to the terms & privacy.

Overview04 steps · live

Program timeline

Sign up
A free wallet signature puts you on the early access list. No deposit.
Early access
Whitelisted wallets deposit. Choose from three vaults: Lotus One, BTC Carry, or ETH Carry. Vaults earn an underlying base yield through LotusUSD, with incentives added on top.
Public window opens
Oct 15. Deposits open to everyone. Closes on fill.
Markets launch
Lotus opens to the public. Your deposit stays in Lotus One, earning lending yield alongside ongoing incentives.
A new market structureSimulation

One market,
many risk levels

By allowing liquidity to cascade down risk tiers, Lotus markets price risk across a curve. Vaults package selected parts of this curve into underwritable strategies. Read the full argument ↗

Supply APYlower
higher
Indicative · not live market data
Securitysecurity@lotuslabs.net

Security by design.

The core ledger is immutable
A market's economic parameters are hashed into its identity and cannot change.
Live in code
Your tranche choice is a risk ceiling
Unutilized capital only flows to lower risk, never to riskier positions than you choose.
Live in code
Bad debt stays with the lenders who funded the position
Losses are never socialized across the market.
Live in code
Formal audit of the full codebase
Cyfrin, five-week engagement from mid-July. Findings and remediations publish on completion.
Underway

Additional: pre-audit reviews by 0x52 and Enigma Dark · three AI-assisted scans, findings remediated · formal verification with the Certora prover · economic assessment by Block Analitica · preliminary risk assessment by Credora

Security at Lotus ↗Architecture breakdown ↗Interactive docs ↗Protocol documentation ↗

"As risk managers, we're very excited to work with Lotus. The connected risk tranches allow for designing more robust interest rate models, which leads to better risk pricing."

Primoz Kordez · Founder, Block Analitica

FAQ05 items

Common questions

You get in first. Signups deposit during the whitelist window, before deposits open to everyone. Incentives are limited, and the earliest deposits get the most from them.

Vaults you can deposit into before Lotus markets go live, so the markets open with real depth from day one. Until launch, your deposit earns an underlying base yield through LotusUSD, with incentives on top. When markets launch, it becomes a live lending position earning lending yield.

It's a free wallet signature: no gas, no onchain transaction, no deposit. The signature registers your wallet for early access. You're reserving a spot, not committing to deposit.

In stages. The whitelist window opens first and then deposits open to the public. The countdown above tracks the next window.

No. Signing up reserves your spot but doesn't obligate you to do anything.